Actually, Zoom to Cursor is not what makes the camera follow. Zoom to cursor only does what it says, and centers the camera on your cursor when zooming. With it off, you have to actually scroll the camera with arrows/edge of screen, which is a lot more cumbersome.
Camera snapping to units is a hidden option in the camera.setting file in your user path (same place mods go, only \Setting instead of \Mods):
zoomToCursorLocksOnMovingEntities TRUE
zoomToCursorSnapsToEntities TRUE
You can change these to get the effect you like.