AngelaMarie88 AngelaMarie88

Someone please talk some sense into my husband

Someone please talk some sense into my husband

He thinks that credit cards are meant to supplement his income

At the beginning of 2004 we bought a digital camcorder thanks to a gracious donation from my mom. It does its job. It makes movies and it takes pictures. We use it several times a week, and we've captured some fun times with it.

Although it has poor resolution that is painfully apparent on still photos, life goes on and I've learned to cherish memories in my mind rather than whining about our camera that can't capture everything perfectly. I've been in awe and a bit envious of the cameras people have been using since then. They produce such sharp pictures that make the images appear better than they even did in real life. But I've accepted living within our means and have learned not to hope for anything outside of what we can't pay cash for.

Well last week my husband came home with a new digital camcorder. But he lied to me and told me he was borrowing it from someone at work so that we can take some decent pictures of our daughter when she's born. While I played with it, thinking it was someone else's camera, I fell in love with the sharp resolution and better-than-life photos.

Buuuuuuuut.....it's one of those cameras that has a little epileptic seizure when you push the button, then goes through a series of flashes before it actually takes the picture several seconds AFTER you push the button. I found it a little annoying at first, but after playing with it for a couple days, I simply cannot stand it.

Yesterday I learned that my husband wasn't borrowing it from anyone. He'd found it at AAFES piled on a discount table (25% off) and charged it.

Since learning the whole story, well first of all I do not wonder why the damn thing was on sale. No one wants a camera that can't take pictures at the moment you press the button. The resolution is fantastic, but that's about it.

Second of all, my husband CHARGED IT. It's a HUGE no-no to charge an unnecessary luxury item, ESPECIALLY WHEN WE CAN'T EVEN AFFORD TO FEED THE FAMILY RIGHT NOW. BAD HUSBAND, BAD! BAD! BAD!

Someone please talk some sense into him. He's ceased to listen to me.
5,009 views 38 replies
Reply #26 Top



I just became a new grandmom two days ago


Congratulations! So she beat us JoeUser mommies to it   

they don't have a camcorder but took lots of pictures with their regular camera


Yes, see? A camcorder isn't a necessity at all. I mean, I thought we were already spoiled with what we had...And just think before cameras people just cherished the precious moments in their minds. Nothing wrong with that! Gosh we are so spoiled (and distracted) these days.

I remember some weeks only having 30-40 bucks for groceries. But you know what? I look back on that with fond memories. Granted it wasn't much fun then but now I can buy whatever I want when I want but it's not as much fun as it was then when any little purchase meant so much.


I feel that too. Although things have been tight recently, it's made me appreciate what we already have, and what little we can buy. In a way I prefer this lifestyle to the one I'd been accustomed to all my life (shopping wantonly, heedless of cost or necessity). And it forces me to focus on the things that matter most in life: relationships, nurturing, reading good books from the library.

The best things in life are FREE! (I'll keep telling myself that   )

I think it's so much better that mom is home with the babies even if it means penny pinching. It will pay big dividends later.


Yes, it's tenets like this that I lean on in faith because of what my Church recommends, and what childhood research shows. I'm looking forward to those big dividends later...now only if I could get my 3-year-old whipped into a perfect gentleman...

I agree with AD tho. I have many many videos but who has time to watch them?
Before our first child I promised myself that I wouldn't be like "those parents" who always had a camcorder glued to their faces. But I have caught some seriously precious moments. The hard part is going back, watching them, editing them (to make them bearable to watch), then disseminating copies to our extended family and/or posting them online. One neat feature though with our software is that I can extract the perfect frame(s)from the movie and get the perfect still shot that I didn't catch in real time. The whole process drives me bonkers but often the end result is worth the headache.

But I agree with you that time marches forward, and who really has time to backtrack? In the midst of all my hard work I often wonder, "Who the heck cares about my son's first words/ our trip to Mt. Rushmore/ the cat?" *Sigh*

So while camcording is ok, I vote for taking lots more pics
True, it's easier and more relaxing to pick up a photo album or scrapbook. Rather than getting all rigged up with a TV or computer and search through piles of tapes or files extracted from memory cards. But for awhile I'm kind of enjoying playing around with the technology until the headaches become unbearable  

I'm sorry that I came off as harsh. I really did not mean to. I guess I get a bit miffed when, well....It was just the way...well it seemed as your husband never had a chance to defend himself. I could have said things in a lighter tone, and hopefully next time I will
No biggie. After my husband read your heated comments he said something like, "That guy was really mad." And I guess I defended you because I said, "Oh, he's probably just in a bad mood." I appreciated your blunt comments though. There's nothing like raw honesty. Sometimes I can take it, I guess it was a good day for that. As for my husband not having a chance to defend himself, well, you'd have to know my husband. He's not your typical person who gets defensive. His poker face always leaves me wondering what's going on inside his head, but it appears that he internalizes and processes criticism in a machine-like way. He takes parts of it constructively then spits out the rest. Without so much as a word. I find his manner perplexing but I envy his silent strength.


P.S. I don't know if you read the "Shared Journaling" artical writtem by dharmagrl, but you might be interested in it.
You sure hit the nail on the head. I loved that article and I've been thinking about suggesting such a shared journal to my husband. (Certainly this topic would have qualified for it ). I've hesitated though because my husband is not much of a writer. At. All. But it's worth a try. He reads every single thing I write in cyberspace, sometimes it sparks discussions for us. Well he's not much of a talker either, but we're getting better at it.

Cheers, Xythe

P.S. Thank you Pregnancy Heartburn for not letting me sleep tonight. Yay blogging!
Reply #27 Top
Gosh I keep finding great points up there that I didn't see before:
I just can't see how it's wrong for him to spend money on something that will benefit the entire family,


Yes that camera was a thoughtful thing for the whole family, but we already had one that would have sufficed. It wouldn't have been such a big deal if we had the money for it, but to put such an expensive item on credit knowing full well that we do not and will not have the money to cover that any time soon is not the best judgment.

when just recently Angela took them on a trip for something far more superfluous that ate up their discretionary money for the month.


Yup Tex it was a crazy thing we did a couple weeks ago. Before we went, hubby & I discussed it, agreed on it, made a plan, and stuck to it. We knew it was nuts, but we went about it as responsibly and frugally as possible. And we did it with real cash. Not credit. I know I seem like a total hypocrite but somehow in my mind that trip seemed justifiable enough to endure a couple weeks of hardship (it wasn't that bad after all). A once-in-a-lifetime opportunity to see her in the womb. And I'll be honest, we spent precisely $300 on that entire trip. Not much discretionary money, so I guess we might as well have spent it on something that would last a lifetime. My husband didn't complain, he was equally excited about the sonogram. Our little boy never knew anything was unusual, because fundamentally nothing really was.

And why is it ok to put chocolate, fast food, and a printer cartridge (none of these items being necessary) on the credit card, but a camera is off-limits?
As for Friday's credit card splurge at AAFES (just short of $50), it started with me needing some new panties (sorry TMI) but I couldn't find any that were right. So I felt good for not buying anything. ("See? I just saved money by not buying what I came here for.") Then hubby wandered over into the children's clothing section and I followed. He picked up some diapers for the new little girl, then he wandered a bit more and found the perfect newborn girl outfit. He held it up for me to see...I was mean at first ("We don't need that!") but then I studied it closer and it really was perfect. So we just had to get that too. And then there was the chocolate: at home I'd told him I'd come out with him only if I could have some chocolate. Just me being childish really. But then we had all these things in the basket...we were on a roll...I reminded him that our printer has been useless for awhile since the black ink cartridge died. So he went and got a new one. Then he picked up a roll of plastic sheeting to cover our windows at home against the cold winter drafts. Another $10 there. Then we picked up our little boy from preschool and ...what the heck, let's go to Taco Bell.

I think the general mood we fell into was, "We've been living so frugally lately, let's splurge just a little, nothing huge." It's not like we were charging a plasma tv or anything.

So those little charges, although they did add up, were agreed upon by both of us. His secret camcorder charge however was a big shocker to me. That's a lot of money that will take us months to pay off.

Yes, it was wrong of him to lie about the purchase, BUT he shouldn't feel like he needs to lie about buying something. The fact that he feels he must is a sign that something is amiss.


True. He does fear me a bit because I fly off the handle sometimes when I perceive something dreadful is happening. I can be a bit maniacal sometimes. That's definitely something amiss. I would fear me too. I'm trying to get rid of that huge character flaw; I've had it all my life; my mom used to yell and scream at us, then I'd yell and scream at my brother...and now my husband is the recipient of my wrath that I got from my mother. *Sigh* Well now that I've pinpointed that and written it out I can start to recognize my anger for what it is...and start to change.

Yay! This has been another JoeUser therapy session for me! And it was free! (Notwithstanding the cost of our internet connection. We just can't get rid of this.)

I'm definitely done with this article now. I've beaten this horse to death. I just wanted to try to touch on as many of your comments as I could. Thanks Locamama & FS & Dr. Guy & Sean Conners & jennifer & adnauseum...your comments weren't inflammatory so they slid comfortably into my mind without riling me up Didn't mean to ignore you.

the end *whew*
Reply #28 Top
ESPECIALLY WHEN WE CAN'T EVEN AFFORD TO FEED THE FAMILY RIGHT NOW


I'm just wondering, if there isn't enough money now to feed the family..why another baby?
Reply #29 Top
This is John the Husband. All this talk about how I may have done something wrong. I remember one time earlier this year when I was at work she took the card and went to get a PS2 without permission, all told with a game and 2 dacnce pads she spent over $200. Now, the PS2 never gets used. A camera on the other hand will be used to take great pictures of our children. I researched it for a long time and while it's not the most absolute current style, it does meet all our needs now (if Angela can figure out how to use it correctly). She doesn't understand that you have to sit still, for a little while, when using a "still" camera. She gets upset about the flash, our other camera doesn't even use its flash. Oh and the new red eye reduction thingy pisses her off even more than me spending money, but the pictures come out better that lifelike she says. I have no problem using "my" card to help our credit score. I pay more than enough on the card monthly so that the interest built isn't outrageous. I take care of the family and we live comfortably, it's not always my decision to spend money the way we do. Sometimes, when I do try to save money, I remember Angela saying something to the effect "money is meant to be spent", of course, I'm sure that if she read this she would inform me that my memory is faulty and that I was the one who said that. I'm sure that once she reads this she'll come to me and say something like "So, you know how to put letters together to make words and sentences, eh?" She makes me feel bad everyday so that I do what I can to make her happy, and it just turns out to me being a "go for" boy, a butler. Like she's said before, we're not married, we're cohabitating, so what does it matter if I spend my own money if she's just a roommate?
Reply #30 Top
He speaks!

Yep the PS2. I remember that. That's when we had money,with a couple thousand to spare, remember? Hey anyone wanna buy a PS2 & DDR Max 2 rarely ever used? :: It's no fun jumping around on that thing now that I'm pregnant.

And yes I really should learn to keep up with technology. Sorry John that the camera is too much for me to handle. But it's yours. So enjoy.

"money is meant to be spent
Hmm...did I say that? Probably because it's true...if you HAVE money!

Toddles. This article needs to die now.

P.S. I saw this too:
I'm just wondering, if there isn't enough money now to feed the family..why another baby?
We're just stupid like that. It's called, OOPS no birth control!

Wait, actually I do have something to say about birth control. Long story short, a couple months before conception, I went to my doctor to request an IUD, specifically the Murina thing. You know what he did? My wonderful doctor talked me out of it and sent me home instead with some huge stickers to put on my body. I told him I just couldn't see myself putting those on my body and I really wanted the IUD. But I guess at that point it was no longer my doctor's problem. It was mine. Grrrrr.

I remember that. I oughta sue that doctor for every dime it's going to cost to raise this little girl.
Reply #31 Top
Sorry you didn't read on little whip. I thought you were so big on reading the entirety of threads. Caught you jumping the gun!

Our marriage is pretty solid, despite what little tidbits we throw out there that may make it seem otherwise. We're not going to become a statistic. Our little girl will be well-provided for and very loved by all of us throughout her entire life.

Sorry what you've seen of the world causes you some bitterness toward society, but our little lives will be all right. We're among those that create the happy statistics that rarely make the news
Reply #32 Top
Our lives are fine, whip. Hubby & I are thinking about taking Dharma's idea about a marriage journal. That will be nice so I won't have to trouble you Joe's about our little tiffs. Thanks for your input everyone

poor people charging Ps2s
We weren't poor at the time and gosh I didn't charge the PS2. I bought it with real money we had in the bank with plenty to spare. Of course if you'd read everything you'd see I already said that.

I oughta sue that doctor for every dime it's going to cost to raise this little girl.
folks should take responsibility for their own actions instead of endlessly looking for others to blame
I can be facetious, can't I? Sheesh. Lighten up and get some fresh air, whip. I'm gonna. Bye.





Reply #33 Top

I most certainly can't tell someone not to use a credit card if they feel they need to use it for certain purchases.  After all, I've been down that road myself, and use a credit card to buy today that which I couldn't afford until several tomorrows had passed.

With that said, if you find that you are leaning on a credit card too much then you really have no choice but to cut back on expenses and do the best you can to tighten up the spending until you really can afford to buy what you need, when you need it, along with occassionally buying something you *want* and don't particularly need along the way.

Don't over spend your budget.  It will dig you into a horrible hole.  If you aren't making progress paying down your debts as you go, or at least if you aren't keeping the debt from growing out of control, then you have to cut back and *wants* are the first thing that has to go.  Get things under control as soon as you can, avoid buying things that you don't have immediate needs for, and get your debts to a manageable level and then buy what you want to go with what you needed.

Credit cards are way too easy to use at the wrong times, and credit card companies are only too nice about letting you have more credit to use than you can really afford.  Be careful, try not to over spend, and try to keep yourself on a tight leash about when you use the cards.  Don't "reward" yourself for saving money somewhere, and don't let yourself go out and splurge just because you had a little extra money available.  Wait until you've built up a nice pile of money and are making well more than the minimum payments to your credit cards and then you'll be in much better shape for avoiding financial disaster.

Reply #34 Top
Heya Angela. I'm not trying to harp on you or make you feel bad. We all struggle through the best way we can.

The reason why I keep bringing up the sono trip is because, to me, spending money you can't afford to spend (grocery $, for example) on a luxury item is exactly equivalent to using credit for a purchase, because then those necessities are going to have to be paid for *somehow* (you did say you were using credit to buy gas).

I agree that it's a very special experience and I hope you guys cherish the memories, and photos forever, but I also think it was a very immature decision to do that when you had no money to spare (To the point where you need to sign up for WIC? Not good.)

I think you tend to be extraordinarily idealistic and extraordinarily critical of those around you (namely, your husband), but like I said, we all just struggle through.

I think your husband deserves a bit more respect than you show him here on JU. But that's between the two of you and none of my business.

I hope this situation is resolved to you and your husband's mutual satisfaction.

Best wishes.

Reply #35 Top
Hope you and your husband works things out as far as this situation is concerned. Also, let us know if you need a few things for the baby. I thought it was nice of loca and kfc to offer some things.
Reply #37 Top
Like she's said before, we're not married, we're cohabitating, so what does it matter if I spend my own money if she's just a roommate?


(reply 29, from the 'husband.')
Reply #38 Top

Reply By: EmperorofIceCream Posted: Monday, October 30, 2006
Like she's said before, we're not married, we're cohabitating, so what does it matter if I spend my own money if she's just a roommate?


(reply 29, from the 'husband.')


Thanks Emperor! I thought I saw something about it in there someplace.